Terms of Service
Last updated: February 23, 2026
1. Acceptance of Terms
Welcome to Benefits Advisor.org, operated by Adstia LLC ("Company," "we," "our," or "us"). By accessing or using our website and related services (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Services.
2. Description of Services
Benefits Advisor.org provides a digital newsletter and consumer alert service. Our Services include, but are not limited to, delivering informational content via email and SMS about consumer benefits, financial literacy, and local discounts. We do not provide financial advice, and our content is for informational purposes only.
3. Eligibility
You must be at least 18 years of age and a resident of the United States to use our Services. By using our Services, you represent and warrant that you meet these eligibility requirements.
4. User Accounts & Registration
To subscribe to our newsletter and SMS alerts, you may be required to provide accurate and complete information, including your name, email address, and mobile phone number. You are responsible for maintaining the confidentiality of your information and for all activities that occur under your account.
5. Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of Adstia LLC or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.
6. User Conduct
When using our Services, you agree not to:
- Use the Services for any unlawful purpose
- Provide false or misleading information
- Interfere with or disrupt the Services or servers
- Attempt to gain unauthorized access to any part of the Services
- Use automated systems or bots to access the Services
- Transmit spam, chain letters, or other unsolicited communications
7. Disclaimers
Our Services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our Services will be uninterrupted, error-free, or completely secure.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Adstia LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of our Services.
9. Indemnification
You agree to indemnify, defend, and hold harmless Adstia LLC and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of our Services or violation of these Terms.
10. Termination
We reserve the right to terminate or suspend your access to our Services at our sole discretion, without notice, for any reason, including but not limited to a breach of these Terms.
11. Modifications
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on this page. Your continued use of our Services after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in the State of Wyoming, US.
13. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
14. Entire Agreement
These Terms constitute the entire agreement between you and Adstia LLC regarding the use of our Services and supersede any prior agreements between you and us.
15. Contact Information
If you have any questions about these Terms, please contact us at:
Adstia LLC
1021 E Lincolnway, Suite #5803
Cheyenne, WY 82001, US
Email: support@benefits-advisor.org